As of 9 June 2025, the Suncorp Bank credit cards are no longer available for new applications. But existing accounts remain open, so we have kept the details here available for customers and anyone else who is interested in the historic data.
Suncorp offers credit cards for a variety of needs, including low rate cards, rewards and frequent flyer options, and platinum cards and business credit cards. You can compare Suncorp Bank credit cards based on each of the categories below.
The Suncorp Bank Clear Options Standard Credit Card offers a low ongoing variable interest rate for purchases and a competitive annual fee. It also gives you access to exclusive entertainment offers from Visa Entertainment.
The Suncorp Bank Clear Options Platinum Credit Card gives you Suncorp Rewards points for your everyday spending, complimentary international travel insurance, domestic travel insurance and purchase protection insurance. With this platinum card, you can also choose to earn Qantas Points per $1 spent by enrolling in the frequent flyer program for an extra fee. If you earn Suncorp Rewards, you can also exchange them for airline miles with Virgin Australia Velocity Frequent Flyer, Emirates Skywards and Singapore Airlines KrisFlyer. If you prefer retail rewards, you can also transfer your points to Flybuys.
The Suncorp Clear Options Business credit card offers up to 99 additional cardholders and gives you the option of customising limits for each person. If you want to earn points for your business spending, you can also enrol in the Suncorp Rewards Program and choose to earn either Suncorp Rewards points or Qantas Frequent Flyer points. Note that additional fees apply if you choose to earn rewards with a Suncorp Clear Options Business credit card.
Based on Suncorp credit card provider scores in Finder's 2024 Customer Satisfaction Awards.
Sign up for a Suncorp credit card and you'll also be able to enjoy the following benefits.
Let your spending reward you and earn reward points per $1 spent with the Suncorp Clear Options Platinum credit card and redeem your points for travel experiences, gadgets, gift cards, luxury goods and holidays.
You can also pay to enrol in the Suncorp Bank Rewards Program if you have a Suncorp Bank Business Credit Card, and there are options for getting Qantas Frequent Flyer rewards with both the business and platinum credit cards. Read our guide on the Suncorp Bank rewards program to find out more.
Register your Suncorp Bank credit card for online banking and you'll be able to make payments, view transactions and get e-statements for your account.
As a Suncorp Bank customer, you can avoid a direct ATM fee by using any Suncorp Bank or Bendigo Bank branded ATM. A cash advance fee and the cash advance interest rate will apply if you use your credit card for ATM withdrawals, though.
Suncorp credit cards come with Visa payWave functionality so that you can tap-and-go for payments under $100. All Suncorp Bank Clear Options credit cards are also compatible with Samsung Pay, Google Pay and Apple Pay, so you can make payments straight from your eligible phone or mobile device.
You can apply for a Suncorp Bank credit card online in about 10 minutes and should get a response within moments of submitting your application. Before you get started, make sure you meet the eligibility criteria for your chosen card. These vary between cards, but generally include:
Be sure to check specific requirements for your chosen card before you apply. If you meet these criteria, you can start the online application process.
Have the following on hand to support your online application for a Suncorp Bank credit card.
This Suncorp credit card lets you choose to earn Qantas Points with a $199 yearly fee, and offers complimentary international travel insurance. So is it worth it?
A platinum card with 100,000 bonus Suncorp Credit Card Rewards Points and complimentary insurance covers.
Find out about the different types of complimentary travel insurance you'll get with a Suncorp Clear Options Platinum Card and what's offered on other cards.
With additional cardholders, interest-free days on purchases and a choice of rewards, will this Suncorp credit card fit with your business goals?
The Suncorp Bank Clear Options Standard Card offers a 0% introductory balance transfer offer, along with a low ongoing purchase interest rate and annual fee. Check out its other features here.
With a Suncorp Rewards credit card, you’ll earn points per $1 on eligible spending – so is it worth it?