More financial institutions that offer savings, term deposit and bank accounts

Finder's comprehensive list of Australian bank and savings account providers, including digital banks and credit unions.

Start comparing

#
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z
A
B
C
D
E
F
G
H
I
J
M
N
P
Q
R
S
T
U
V
W
Z

Current savings account offers

1 - 9 of 178
Updated regularly
Product Finder Score Maximum Variable Rate p.a. Base interest rate Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
Finder score
8.8 Great
Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
4.50%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Earn 4.85% p.a. for the first 4 months then 4.5% p.a. ongoing with no conditions to meet. Earn the ongoing rate on balances up to $1 million.
Go to siteView details
Finder score
9.2 Excellent
Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • Savings up to $100,000
Earn an ongoing bonus rate of 4.85% p.a. by simply depositing $500 per month. You can make withdrawals and still earn bonus interest.
Go to siteView details
Finder score
8.8 Great
Maximum Variable Rate p.a.
4.55%
Standard Variable Rate p.a.
0.15%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance by $200 each month (excl. interest)
  • Only 1 withdrawal
  • No balance limit on earning interest
Get a solid interest rate on your entire balance, with minimal conditions in order to get the max rate. This account doesn’t offer card access but you can make 1 withdrawal per month & grow your net balance by $200 (excl. interest) to earn the max rate.
Go to siteView details
Rabobank High Interest Savings Account
Rabobank logo
Finder score
7.7 Great
Maximum Variable Rate p.a.
5.15%
Standard Variable Rate p.a.
3.70%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Earn a high interest rate of 5.15% for the first 4 months and then 3.7% thereafter, with $0 account keeping fees and no monthly balance requirements.
Go to siteView details
St.George Incentive Saver
St.George Bank logo
Finder score
8.3 Great
Maximum Variable Rate p.a.
4.75%
Standard Variable Rate p.a.
0.40%
Intro/Ongoing
3 months
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance $50 ($0.01 if under 21)
  • Balance up to $249,999.99
Extra 0.10% p.a. for 3 months for new customers who apply online, balances under $250k.
Go to siteView details
BCU Bank Boss Saver
BCU Bank logo
Finder score
9.2 Excellent
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.45%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • 5 Access Account debit card purchases
  • Balance under $100,000
Earn an ongoing 5% p.a. when you deposit $500 per month and make 5+ card payments from your BCU Bank Access Account each month. You can make withdrawals and still earn bonus interest.
Go to siteView details
P&N Bank Savvy Saver
P&N Bank logo
Finder score
9.2 Excellent
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.45%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • 5 Access Account debit card purchases
  • Balance under $100,000
Get 5% p.a. ongoing when you deposit $500 and make 5 debit card purchases per month. Make withdrawals and still earn bonus interest.
Go to siteView details
Newcastle Permanent Smart Saver Account
Newcastle Permanent logo
Finder score
7.6 Great
Maximum Variable Rate p.a.
4.00%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance
  • No more than 2 withdrawals
Go to siteView details
First Option Bank Save Account
First Option Bank logo
Finder score
6.6 Standard
Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
3.05%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $2 million
Go to siteView details
loading

How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full Finder Score breakdown

More resources on Finder

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

12 Responses

    Default Gravatar
    PeterApril 24, 2024

    do you have information on Beyond Bank

    Default Gravatar
    peterJuly 14, 2023

    I wish to find a bank interest rate greater than 5.50% – with the $250k Government guarantee
    – any suggestions /recommendations ?
    Please
    Thankyou
    Peter B

    Default Gravatar
    GlenJune 5, 2023

    I cannot find a way for your finder to simply show all of the best base interest rates (as opposed to the limited time high interest rate offering).
    (Also your expert commentary often seems off the mark. Eg it said that the Rabobank base interest rate of 4% was low and there was much better out there in the market place. Most banks that I looked at were much lower??)
    Best
    Glen

      AvatarFinder
      AlisonJune 8, 2023Finder

      Hi Glen, you can filter for the base interest rates by clicking on that column heading to show in order of highest or lowest.

    Default Gravatar
    DanielaJanuary 3, 2023

    If you have a $50,000.00 to invest which term deposit or other account would you recommend

      AvatarFinder
      AlisonJanuary 11, 2023Finder

      Hi Daniela,

      You can check our page here for options.

      Best regards,
      Alison

    Default Gravatar
    SherrifOctober 9, 2019

    Is Danske Bank available in Australia?

      Default GravatarFinder
      JhezOctober 11, 2019Finder

      Hi Sherrif,

      Thank you for your comment.

      Upon checking, I am sorry to inform you that Danske Bank isn’t available in Australia.

      Regards,
      Jhezelyn

Go to site