
- Cheaper premiums than average*
- 2024 Finder Award winner for customer satisfaction
- Automatically includes roadside assistance
*According to Finder research.
We analyse over 80 car insurance products and rate each one on price and features. What we get out the other end is a nice round number out of 10 to help you start comparing.
To make sure we're comparing apples with apples, we collect quotes for 8 different personas and analyse different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account. We analyse comprehensive, third party fire and theft and third party property damage products individually.
The best car insurance for you is one that gives you the amount of coverage you're looking for at a price you can afford.
Car insurance is one of the biggest household bills in Australia with drivers spending an average of $1,362 on a policy. This is where Finder's car insurance experts come in — we've researched over 90% of the most popular car insurers in Australia and shortlisted 4 of the top policies to help you find the best car insurance for your needs. Our list is curated based on the following:
Youi car insurance is the editor's pick for customer satisfaction because it's highly rated for: customer service, features and benefits, ease of application and value for money. 93% of Australians surveyed said they'd recommend Youi car insurance to a friend.
Budget Direct car insurance is our best value pick because it's one of the cheapest comprehensive car insurers for all age groups. Despite that, it doesn't cut corners with its coverage. It also has a better customer service record than its main competitors.
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We currently don't have that product, but here are others to consider:
How we picked theseBrand | Overall satisfaction rating |
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★★★★★ 4.44/5 |
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★★★★★ 4.30/5 |
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★★★★★ 4.19/5 |
90% of Australia's most popular car insurers analysed
5,700 customers surveyed
1,800 prices gathered
250+ hours of research
Written by experts
Editorially independent
"My car insurance with AAMI was up for renewal with a total increase of $537. No change to vehicle use or where the vehicle is located. I compared insurers on Finder and received a quote for the Budget Direct Comprehensive policy with comparable cover to my existing policy for $1,000 less. I added my partner as a listed driver, removed some of the optional benefits I didn't feel I needed and adjusted the standard excess from $795 to $700. The policy covers everything I need and it's way more affordable."
Response | |
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Peace of mind | 68.73% |
I want cover for damage to my own car | 29.97% |
I want lots of features | 1.15% |
Other | 0.14% |
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