Get a free expert home appraisal to agree an appropriate sum insured.
High limits for contents including $50,000 for jewellery, $100,000 for precious metals, and no limit for fine arts or antiques.
Specific benefits for cyber crime, home invasion, child abduction, and other risks facing high-net-worth individuals.
Cons
Due to the tailored nature of the cover, you can't request a quote online.
Chubb doesn't offer home insurance designed for the average Australian home.
There's no option to purchase a standalone contents policy.
Compare other products
We currently don't have that product, but here are others to consider:
How we picked these
Finder Score - Home Insurance
We crunch eligible home insurance products in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster. We assess home and contents, building only and contents only products individually.
Chubb home insurance must be purchased through an insurance broker. When lodging a claim, it's recommended that the policyholder contacts their broker. For after hours emergencies where the broker can't be contacted, call 1800 726 226.
Chubb home insurance complaints information
According to data from the Australian Financial Complaints Authority (AFCA), a total of 50 complaints were lodged about Chubb's home and content insurance in the second half of 2023. This is higher than many other medium-sized insurers, including AIG (10) and Assetinsure (11). However, it's unclear if these complaints were about Chubb's previous home insurance policy, which was withdrawn from the market in early 2024.
FAQS
Chubb's prestige home insurance policy is much more comprehensive than other direct policies. However, its complaints record isn't the best.
Chubb is self-underwritten. Its insurance is issued and underwritten by Chubb Insurance Australia Limited
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio
Nicola's expertise
Nicola has written 251 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
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